Minor injuries after an accident occur if your injuries heal completely within six months and there are no permanent limitations. In addition, the injury does not or hardly lead to incapacity for work or the need for assistance at home and after six months no further medical treatments or check-ups are required. This could include bruises or simple bone fractures. Insurers prefer to settle these types of claims directly with you, without the intervention of a lawyer. But is that wise?
More than 50,000 people per year submit a personal injury claim to insurers due to minor injuries after an accident. Insurers prefer to settle personal injury claims with the injured parties directly and without the intervention of lawyers.
Recent research by the Vrije Universiteit Amsterdam shows the reason: the compensation paid to a victim without a lawyer is considerably lower than if a lawyer is engaged. Insurers have developed a calculation method for calculating the damage that allows them to quickly calculate the damage, so that they can resolve your claim cheaply and quickly.
Why is it better to hire a lawyer?
Although the victim will have clarity very quickly in this way, we still advise you against settling your personal injury claim in this way. If a final settlement is made too quickly, you run the risk that not all damage will be compensated. As a result, you may encounter financial problems in the future, especially if your injuries turn out to be more serious than you previously thought.
You can prevent this by hiring a lawyer who specializes in personal injury. You do not have to be discouraged by the fear of high costs, because in most cases the help of a victims’ lawyer is free of charge. The invoice goes to the liable insurer, without this being at the expense of your personal damage.
Do you have any questions or would you like non-binding advice about your personal injury? Please feel free to contact us.