It doesn’t even have to be a serious accident. Tripping over a loose paving stone can cause great misery and leave you incapacitated for work for a long time. The same applies to traffic accidents, work accidents, medical errors, a nasty dog bite or a kick from a horse. If you are involved in such an accident, it can have a significant impact on your life. Unfortunately, people often suffer the long-term consequences of an accident or never fully recover. It is therefore important that your personal injury is fully compensated by the person who caused the accident.
Personal injury due to an accident
If you become permanently disabled as a result of an accident, you may receive significant compensation. This is not about the medical costs that have to be incurred. These are usually covered by health insurance, with the exception of your deductible and any costs that are not covered by the insurance. But personal injury goes much further than that.
Suppose you are injured and can no longer work temporarily or permanently. Then there will soon be a substantial loss of income. This also falls within the scope of personal injury compensation. The same applies to necessary adjustments in and to the home. In addition, all costs you incur due to your injury can be claimed as damage. And you are also entitled to compensation for all pain and discomfort, i.e. compensation.
Right to compensation
Compensation for your personal injury may be claimed if the accident was caused by someone else’s negligence or criminal act. These types of legal processes can take a long time. The other party usually makes every effort to deny guilt or to ensure that the compensation is as low as possible. A specialized personal injury lawyer can help you resolve your case as quickly as possible. This professional knows the rules and the various arguments that can be put forward to convince an insurer to pay appropriate compensation.
Extrajudicial procedure
Claims for personal injury are usually settled out of court, which means that no judge is involved. Fortunately, litigation is usually not necessary. However, the claims handling process can take months or even years, depending on the severity of your injury and the attitude of the liable insurer.
The costs of legal assistance are eligible for reimbursement under Article 6:96 paragraph 2 of the Civil Code (BW) if those costs: a) were reasonably incurred to obtain satisfaction out of court, and b) according to their nature and extent be reasonable. In practice, this means that you do not have to pay your personal injury lawyer yourself, this is done by the insurer.
MCJ Advocatuur
Would you like to know more or have you suffered personal injury and need expert advice? Please feel free to contact MCJ Advocatuur. We are ready for you!