If you are unexpectedly involved in an accident in which you sustain personal injury and for which someone else is liable, you assume that the liable insurer will reimburse your damage quickly and correctly. Unfortunately, practice is often different. In practice, points of discussion often arise. Insurers put forward arguments for having to pay out as little or no compensation as possible. Experience shows that it is wise to engage a lawyer and take legal action when settling your personal injury claim.
We describe five situations you may encounter in a personal injury case where hiring a lawyer is a good idea:
- ‘We do not acknowledge liability’: the insurer takes the position that it acknowledges no fault or liability for the accident. In such a case you will not receive any compensation.
- ‘There is no personal injury’: the insurer disputes the presence of damage, or takes the position that the damage could have been prevented by you on the basis of the so-called ‘damage limitation obligation’.
- ‘Your injury was not caused by the accident’: the insurer is of the opinion that your personal injury was not caused by the accident, but by another event.
- ‘It is your own fault’: the insurer states that you yourself were (partly) responsible for the accident and are therefore not entitled to compensation.
- ‘……’: the insurers do not hear from you for a long time, while your damage accumulates and your financial problems increase.
Strategies
These strategies are regularly used deliberately to discourage you from pursuing your claim for damages, or to get you to agree to quick, relatively low compensation. Then the insurer has achieved its goal.
Legal assistance for personal injury
If you have had an accident, you have a lot to deal with. A successful recovery comes first, but there is also a lot to be arranged regarding the damage. It is wise to seek legal assistance for a claim settlement. You can contact MCJ Advocatuur for this. We ensure that you get what you are entitled to!